Bankruptcy Attorneys in Memphis, TN


Debt Relief and Debt Consolidation

Couple calculating finances — Bankruptcy Attorney in Memphis, TN
Lemeh & Associates, PLLC of Memphis, Tennessee represents clients throughout the Greater Memphis Area, including North Mississippi. If you are facing a foreclosure, car repossession, wage garnishments, or drowning in debt, you can depend on our experienced attorneys to assist you with finding the best bankruptcy option for your financial situation. Contact us at (901) 672-7345 to schedule your FREE Initial Consultation.

We are committed to providing our clients with personable attention in order to devise an individualized plan aimed at obtaining the best resolution for you. Bankruptcy laws are very complex, you can count on us to navigate you through the process. The best options of gaining control of consumer debt are Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and Debt Consolidation. Contact us today for debt relief.

 

We Can Stop:

 
Collection Efforts
Creditor Calls
 
Foreclosures
Lawsuits
 
Repossessions
Wage Garnishments
 

We Offer:

 
Payment Plans
Reasonable Attorney Fees
 
Free Initial Consultation
 
Saturdays By Appointments
 

 
Based upon individual cases, a court-appointed trustee may come and sell off certain belongings. However, the purpose of bankruptcy is to free you of your debts without forcing you to give up your most important possessions. We have provided a guide detailing which possessions you can keep when you file bankruptcy:

Chapter 13 Bankruptcy Click Here

 
Filing Chapter 13 bankruptcy allows you to typically keep all of your belongings. This form of bankruptcy is a repayment plan. As long as you make payments according to your agreed schedule, no trustee will touch any of your property. If you still have an income and want to keep everything, Chapter 13 is a great option. You will be able to keep your home, car and other possessions.

Chapter 7 Bankruptcy Click Here

 
Chapter 7 bankruptcy can wipe out your debts without payment. However, a trustee will liquidate your assets by selling off some of your belongings and give the money to your various creditors. These belongings often include a second home, a second car, stocks and bonds, recreational vehicles, any cash you have on hand, and more. You are allowed to file for Chapter 7 bankruptcy once every eight years. This is a good option if you do not mind giving up some of your possessions. Permanently discharging your debt through Chapter 7 will give you a financial start.

A trustee will never take all of your belongings when you file for Chapter 7 bankruptcy-there are certain exemptions. These exemptions include your home, your clothing, public benefits (such as social security or unemployment), insurance, and more. Though bankruptcy can be a very difficult time, you'll still be able to keep your most important pieces of property.

Uncontested Divorce Click Here

 
The attorneys at Lemeh & Associates, PLLC will provide our clients with professional legal advice when contemplating a no-fault or uncontested divorce. If you and your spouse have agreed on the terms of the divorce including division of property and custody issues, we can assist you in the dissolution of your marriage. Contact us at (901) 672-7345 with any questions about the process.